Insurance

General Motors ready to get into the car insurance market under its OnStar umbrella

OnStar Insurance Services will launch later this year.

Photo courtesy of General Motors

OnStar is best known as the service that activates when you press the button in your General Motors car. It can do any number of things from emergency dialing to concierge-like service. Now, GM is looking to add one more aspect to its OnStar roster - insurance.

GM's new insurance agency, OnStar Insurance Services, will be the exclusive agent for OnStar Insurance. In a release, GM said that they intend to offer "a secure, fair, personalized and easy-to-use digital insurance experience for drivers".

The insurance plan will integrate with drivers' existing OnStar services and presumably provide a great deal of data to OnStar and GM regarding daily habits of the vehicle's driver(s) and safety as part of the program.

OnStar Guardian app OnStar recently released the Guardian app, which untethered users from their vehicle and allowed them to take their services with them. Photo courtesy of General Motors

OnStar Insurance is aiming to provide insurance that is secure, fair, personalized, and easy to use. "OnStar Insurance will promote safety, security and peace of mind," said Andrew Rose, president of OnStar Insurance Services. "We aim to be an industry leader, offering insurance in an innovative way. GM customers who have subscribed to OnStar and connected services will be eligible to receive discounts, while also receiving fully-integrated services from OnStar Insurance Services."

The junction of the two arms of OnStar will allow customers to have their vehicle's Automatic Crash Response activated in the event of a collision, then have an OnStar Emergency-certified Advisor can send help. From there, OnStar might be able to access telematics, safety system, and infotainment data to determine the cause of the crash and begin the repair process without having to wait for coordinated responses from numerous parties as would traditionally occur when a crash happens.

OnStar is working with vehicle insurance providers to devise a plan that will focus on a customer's precise risk factors to determine the price, including individual vehicle usage and driving habits. The company says that those with "smart driving habits" should be rewarded. Several insurance companies currently offer discounts like this. OnStar looks to also provide feedback to drivers.

OnStar Insurance Services seeks to create a centralized location for customers' automotive insurance needs. It is likely that this means that a buyer can purchase a vehicle from a dealership with insurance and their OnStar safety system subscription built into the contract.

Starting with Arizona residents, OnStar Insurance Services will initially offer OnStar Insurance to GM employees in Q4 2020, expanding to additional customers, including the general public, in early 2021.

Trending News

 
 

Chevy recently dropped a load of specs and opened orders for the new Silverado EV.

Chevrolet

After months of teases and speculation, Chevrolet took the wraps off its 2024 Silverado EV pickup truck. The long-awaited electric truck lands with impressive range of up to 400 miles, plenty of power, and neat features that improve its ability to do "truck stuff." The $105,000 RST First Edition model sold out in 12 minutes, so we're here to ask the question: Would you line up to buy one?

2024 Chevrolet Silverado EV It's all about the screens in the RST First Edition model. Chevrolet

Chevrolet will offer the truck in two trims at launch: A fleet-oriented WT (work truck) model and a consumer-friendly RST First Edition model. Chevy says it will eventually offer a fleet model with 20,000 pounds of max towing capacity. The WT model will launch first with 510 horsepower and 615 pound-feet of torque, which adds up to a towing capacity of 8,000 pounds and 1,200 pounds of payload. The RST trim offers a Wide Open Watts (WOW) Mode that bumps power to 664 ponies and 780 pound-feet of torque, which is good for a 0-60 mph time of just 4.5 seconds.

The RST model offers advanced features to make daily driving easier for the everyday buyer, including four-wheel steering, automatic adaptive air suspension, a 17-inch touchscreen and 11-inch gauge cluster, a 14-inch head-up display, and Super Cruise with trailering capability. An available onboard generator system can produce up to 10.2kW of power for equipment such as worksite power tools or campsite gear.

2024 Chevrolet Silverado EV Preorders for the $105,000 RST First Edition sold out in just 12 minutes.Chevrolet

Both trucks come exclusively in crew cab format, and will offer an "eTrunk" where the engine bay would be in a traditional truck. The lockable, weatherproof compartment can carry a large suitcase, and adds to the Silverado EV's already impressive interior storage. The RST's center console can swallow more than seven gallons of gear, which is large enough to hold a small lunch cooler, according to Chevy. RST models are also available with GM's excellent Multi-Flex tailgate, but there's a new feature for the electric truck that its gas-powered counterparts don't get: A Multi-Flex Midgate that opens the space between the cab and bed for carrying longer cargo. Using the function won't interfere with use of the back seat, either, so the truck will still carry at least four people.

Trending News

 
 

The first Hummer EVs are rolling off the line.

GMC

After a year filled with delays and production issues, General Motors has a great reason to celebrate. The first GMC Hummer EV Pickups are rolling off the production line and will be in buyers' driveways soon. The first, VIN 001, was purchased at a Barret-Jackson auction back in March for $2.5 million, but the rest were sold at the EV's asking price, which starts at $110,295.

The Hummer EV comes as Chevrolet announces that orders will open for the Silverado EV in early January, and as Ford readies the F-150 Lightning for production. It also lands just as Rivian is getting its R1T pickups out the door, so we've moved from zero electric pickups to several in the span of just a few months.

GMC HUMMER EV PICKUP | Customer Deliveries Start Now youtu.be

The GMC Hummer EV offers several enticing features that include a four-wheel "CrabWalk" function for diagonal movement around off-road obstacles, adaptive air suspension, a Watts to Freedom (WTF) mode that allows the hefty EV to scoot from 0-60 mph in just three seconds, and Super Cruise, GM's hands-free driving system.

GMC sold out of the Edition 1 Hummer, but reservations for other models are still open. The vehicle is being built at GM's Factory Zero facility in Detroit-Hammtramck, and will be joined by the Silverado EV when its production commences. The plant saw a $2.2 billion renovation to produce EVs and is key to GM's early electrified successes.

Trending News