Car Insurance

Top 5 cars with the cheapest insurance rates

The Nissan Maxima is one of the cheapest cars to insure in the U.S.

Photo courtesy of Nissan North America

ValuePenguin, which is owned by Lending Tree, has surveyed the vehicle landscape, finding the top five vehicles with the cheapest car insurance rates.

To determine the winners in this survey, ValuePenguin investigated the relationship between car insurance costs and safety, specifically looking at driver fatalities per million registered vehicles according to data from the Insurance Institute for Highway Safety (IIHS).

The analysis determined that "vehicles associated with fewer fatal accidents tended to have lower car insurance costs. Conversely, cars associated with higher rates of fatal accidents saw more expensive car insurance rates."

Many of the vehicles listed earned a top IHS Top Safety Pick+ rating for 2020.

No. 5 - Subaru Legacy

2020 Subaru Legacy Photo courtesy of Subaru of America, Inc.

The Subaru Legacy was completely redesigned for the 2020 model year. It now features a powerful engine, engaging drive dynamics, and high-tech infotainment and safety features. Subaru equips the model with standard all-wheel drive.

No. 4 - Volkswagen Golf GTI

2020 Volkswagen Golf GTI

Photo courtesy of Volkswagen AG

The Volkswagen Golf GTI has been refined for 2020. It is now available in three trims—S, SE, and Autobahn - and VW has given the model additional standard safety technology. The Golf GTI is one of the few models still available with a manual transmission. The company recently revealed the next generation of the Golf GTI for 2021.

No. 3 - Nissan Maxima

2020 Nissan Maxima Photo courtesy of Nissan North America

​The Nissan Maxima doesn't compete against many other large sedans these days, but it still puts up a good fight giving buyers plenty of reason to explore the segment. The 2020 Nissan Maxima is relatively the same as the 2019 model. Nissan Safety Shield 360 is now standard on the car, adding automatic emergency braking with pedestrian detection, blind spot warning, rear cross traffic alert, lane departure warning, high beam assist, and rear automatic braking to every Maxima model.

No. 2 - Acura ILX

2020 Acura ILX Photo courtesy of American Honda Motor Co., Inc

The ILX is the entry point into the Acura brand and, despite not being the newest model in the company's portfolio, it's still attracting plenty of buyers. How long the ILX name will be around is up in the air. A recently leaked dealer slideshow discussed a new compact car coming soon. but did not explicitly call it the ILX name.

No. 1 - Nissan Leaf

2020 Nissan Leaf

Photo courtesy of Nissan North America

The Nissan Leaf is one of the most popular electric vehicles the world. It's available in two battery grades that offer up to 226 miles of range. The popularity of the Leaf has made it one of the best-known EVs in the world. Recently, the company released the "Nissan EV Driver Etiquette" guide.

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Nuts & Bolts

 
 

The SCC Tautara is now the world's fastest car.

Photo courtesy of SCC North America

He's an entrepreneur, philanthropist, and car enthusiast. He's also the new King of Speed. Dr. Larry Caplin's SSC Tuatara recently became the fastest production car ever with a set of of records during an October 10 event in Pahrump, Nevada along a seven-mile stretch of State Route 160.

With professional racing driver Oliver Webb at the wheel, the Tuatara hit an average of 316.11 mph following two consecutive high-speed test runs. To comply with test regulations, the car traveled first in one direction down the road clocking 301.07 mph then turned around and went the other direction on the same road getting to 331.15 mph, consecutively, within one hour.

SCC Tautara Shelby Webb sign Jerod Shelby, CEO of SSC (left) and driver Oliver Webb (right) celebrate the car's record.Photo courtesy of SCC North America

The times were then averaged. Officials were on site to verify all world record criteria was met and even reviewed Dewetron GPS measurements, which tracked the speed runs using 15 satellites. The Tuatara earned the title of the "Fastest Production Vehicle".

The car also earned three other titles: "Fastest Flying Mile on a Public Road" at 313.12 mph, "Fastest Flying Kilometer on a Public Road" at 321.35 mph (517.16 km/h), and "Highest Speed Achieved on a Public Road" at 331.15 mph.

Caplin is celebrating the milestone by donating community programs that support children, youth, and military families worldwide. His $316,000 donations will support health and wellness programs in underserved schools, provide college scholarships to first-generation students, and help military communities and families nationwide.

Larry Caplin SCC Tautara record car Dr. Larry Caplin celebrates the record set by his car.Photo courtesy of Dr. Larry Caplin

"I am beyond thrilled to own the World's fastest car because it's another opportunity to shine a light on important issues that support local communities and serve military families," said Caplin. "Never in my wildest dreams did I imagine that I would be the owner of a historic vehicle, but I recognize that I have a responsibility to use this opportunity to help those who need support in a tangible way."

SSC North America is producing 100 SSC Tuatara hypercars. High-speed,high-downforce, and track versions are now available to customers.

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The 2021 MINI Cooper 1499 GT Special Edition is a throwback to a 1969 MINI.

Photo courtesy of MINI

The MINI 1499 GT Special Edition pays tribute to the iconic 1275 GT from 1969 while the MINI Countryman Oxford edition offers unique value proposition. The two models are new for the 2021 model year.

2021 MINI Cooper 1499 GT Special Edition

Photo courtesy of MINI

MINI has given the 1499 GT a Midnight Black Metallic exterior complete with gold 1499 GT side stripes. There's a Piano Black grille frame, door handles, and headlight rings, which surround LED headlights. There are Piano Black taillight rinks and Union Jack taillights.

The addition of the MINI John Cooper Works (JCW) styling package adds JCW front and rear bumpers, side skirts, split level spoiler, and door entry plates. The MINI 1499 GT rids on 17-innch Track Spoke Black wheels wrapped in all-season tires.

Under the hood, the model has a 1.5-liter three-cylinder engine that delivers 134 horsepower and 162 pound-feet of torque. The car can get from zero to 60 mph in 7.5 seconds and has a top speed of 130 mph. A six-speed manual transmission is standard while a seven-speed dual-clutch transmission is available.

MINI refines the interior with more JCW accents including Sports seats in Carbon Black Dinamica/Cloth, a JCW steering wheel in perforated leather with Chili Red stitching and multi-function controls, along with Piano Black finishing throughout the interior with an Anthracite Headliner. The list of standard equipment includes dual-zone automatic climate control, a 6.5-inch infotainment touch screen with navigation, MINI Assist eCall, remote services, Apple CarPlay, and a digital instrument cluster.

The MINI 1499 GT will be offered with a starting MSRP of $27,040 plus an additional $850 destination and handling fee.

MINI Countryman Oxford Edition

MINI's small SUV, the Countryman, is getting a budget-friendly version that available with front- and all-wheel drive. It comes with the standard equipment list of the Classic Trim, which includes leatherette upholstery, an 8.8-inch display with Bluetooth, rear camera, rear park distance control, seven-speed dual clutch transmission, and a panoramic sunroof. The Countryman Oxford Edition also has LED headlights and fog lights and Union Jack LED taillights.

MINI has given the model standard 18-inch wheels (Silver of Black) that are wrapped with run-flat tires, an anthracite headliner, heated front seats, automatic climate control, and a choice of six exterior colors, including metallic paint options. Those options include British Racing Green IV metallic, Midnight Black metallic, White Silver metallic, Moonwalk Grey metallic, Chili Red, or Island Blue metallic. Exterior options also include body color roof and mirrors, or choice of a contrast white or black roof and mirror combination.

The staring MSRP for the 2021 MINI Cooper Countryman Oxford Edition is $26,500 and the 2021 MINI Cooper Countryman ALL4 Oxford Edition is $28,500, plus an additional $850 destination and handling charge. This means the MINI Countryman Oxford Edition is specially configured with $5,600 worth of optional equipment as standard at no additional cost.

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