Survey Says

Are you one? Study: 63% of Americans unaware of insurance company rebates, discounts

Americans are reconsidering their insurance options and most remain unaware of discounts according to new data from J.D. Power.

Photo by Getty Images

A new study from J.D. Power has revealed that Americans are generally uninformed about discounts and rebates insurance companies are offering in the wake of the coronavirus pandemic.

Since March 24, the market research firm has been conducting weekly surveys taking the pulse of the nation by surveying around 1,000 Americans living in states across the nation. Those surveyed follow a nearly equal male-female ratio.

Since the beginning of April, insurance carries have announced nearly $10 billion in payment relief. Twenty-five percent of respondents to the survey said that their family's income had declined by 50 percent or more since the beginning of the coronavirus pandemic.

In the most recent wave of data, which captures responses through April 14, just 37 percent of those surveyed were aware of auto insurance company discounts being offered. Those with low credit scores were less likely to have heard of the offers with just 29 percent of respondents saying that they were aware of the programs.

The majority of respondents (57 percent) who had heard about the offers thought that the discounts and rebates being offered would be enough to relieve the burden of the cost of auto insurance but just 48 percent were confident that the relief would come in time to make a difference.

Still, customers are less satisfied with their insurance company's response to the COVID-19 pandemic. The number of auto insurance customers who said that they were "very satisfied" with how their insurer is responding to COVID-19 declined 27 percent over the last four weeks. The number that were "very satisfied" with how their auto insurance carrier is living up to their reputation during COVID-19 declined 21 percent in the last four weeks.

Forty-three percent of respondents would like their carrier to reduce rates in response to the global crisis and corresponding joblessness numbers while over a third would like them to extend payment due dates or suspend billing.

Fifteen percent would like their carrier to allow them to cancel their policy without penalty. Those with poorer credit scores were more likely to choose this option.

To find out more about your carrier's discount, contact your agent or visit the carrier's website.

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The 2022 Acura TLX has the technology enabled.

Photo courtesy of Acura

Toyota and Lexus announced that the WarnerMedia RIDE app would be coming to their models earlier this year. Now, Honda and Acura will be offering the same.

On certain Wi-Fi enabled Honda and Acura vehicles, AT&T unlimited in-car Wi-Fi users will have access to the WarnerMedia RIDE app. The app allows users to connect multiple devices in their vehicles to browse, stream and share premium content from the WarnerMedia library while on the road.

Honda and Acura vehicle owners have been able to use their on-board modem as a hot spot for connecting up to seven devices since 2017. Models compatible for the new tech include the Acura RDX (2019-present), Acura TLX (2021), and Acura MDX (2022) across all trim levels. Honda vehicles with the tech include Accord (2018-present, Touring), Odyssey (2018-present; Touring, Elite), Insight (2019-present, Touring)., Passport (2019-present; Touring, Elite)., and Pilot (2019-present; Touring, Elite, Black Edition).

The WarnerMedia RIDE App allows passengers to access 1,000+ hours of live and on-demand entertainment. The app includes hit TV shows and movies from top brands such as Cartoon Network, CNN, HBO Max, TBS, TNT and TruTV, spanning animation, entertainment, news, sports and more.

WarnerMedia RIDE app The WarnerMedia RIDE app allows users to choose their own avatar.Photo courtesy of Acura

Users can set up profiles and personalize their user exerpience with an avatar from the WarnerMedia library. Profiles also ensure age-appropriate content with options for adults to restrict access to their profiles with an access code.

"Wireless connectivity and connected car services continue to be key features for customers and our long-standing relationship with AT&T continues to be one way we deliver exciting new content to Honda and Acura owners," said Art St. Cyr, vice president of North American Auto Strategy for American Honda. "Honda will continue working to enhance the in-car experience, including the capabilities of the AT&T network and access to top content with WarnerMedia RIDE."

"We're always looking for new and innovative ways to elevate the connected car experience for our customers. With WarnerMedia RIDE, we are delivering a connected experience that's perfect for journeys," said Joe Mosele, vice president, Mobility & Internet of Things, AT&T. "Our collaboration is keeping Honda and Acura owners connected wherever they travel with hours of news and entertainment for the whole family."

WarnerMedia RIDE is available now in the App Store and on Google Play for all U.S. unlimited data plan subscribers. WarnerMedia RIDE is included at no additional cost for existing and new unlimited subscribers.

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The Lamborghini Huracan EVO RWD is a fresh addition to the supercar company's lineup.

Photo by Jordan Golson

There's something about a supercar that is deeply enthralling. This is particularly true when that supercar is a Lamborghini Huracán painted in an outrageous matte purple called Viola Mel.

There's much more to a supercar than the price, but let's get that out of the way up front: My test car stickers for an honestly-quite-reasonable $278,516 after it was fitted with $66,250 worth of optional extras and an eye-watering $3,695 destination charge.

Much like the Rolls-Royce Ghost previously reviewed last week, the question of whether its "worth it" is entirely up to the potential buyer. Specifically whether or not they a: want a Lamborghini Huracán EVO RWD; and b: have $278,516 to spend on a wildly impractical 610-horsepower sports car. If the answers to both are true, then yes, it's worth it.

The car's Viola Mel color attracts a lot of attention.Photo by Jordan Golson

But first, the basics: Getting in the Huracán isn't easy. And I don't just mean coming up with a house worth of cash to buy one — I mean literally climbing in. I had to teach a few people how to do it and it goes something like this: Open door; put one foot inside the footwell; set butt on the door sill; slide butt into seat; bring other foot into footwell; close door. To leave, reverse it.

It's not an elegant process and doing it in anything remotely approaching a dignified manner is tricky. But, if you do it right, your car will be painted in that Viola Mel color and folks won't be paying any attention to your haphazard attempts to not fall over when exiting the car because they'll be too busy falling in love with the paint. That's a $16,500 paint job by the way, courtesy of Lamborghini's Ad Personam customization program and words fail when trying to describe how good it looks in person.

It looks so magnificent that people think it's fake. I brought it to the weekly South OC Cars and Coffee event — ostensibly it's an impromptu car show for all manner of car enthusiasts, but an awful lot of Lambo drivers show up to show off. There were at least ten Huracáns in attendance, including a spyder in what a Porsche enthusiast would call Miami Blue — but none garnered as much attention as the Viola Mel.

Storage space is at a premium.Photo by Jordan Golson

This is what owning a supercar (or borrowing one for the weekend, in my case) is all about. Except the paint job was so outrageously unique that nearly everyone thought it was a really good wrap, or temporary vinyl covering. It costs a lot of money to have Lamborghini paint their car in such a way that it convinces people that you put a wrap on your car. And then you get to explain that no, it's not a wrap, it's paint and here let me show you this sticker under the hood that proves it's an original factory paint job. There aren't many cars that could get me going about the paint for hundreds of words, but here we are.

This was my second Huracán, and the first was wildly uncomfortable. A friend that I gave a ride to still talks about how awful it was, and that was five years ago. I wasn't sure if it was because of the car or because of the seats — but it was a little bit of both. That one had the most hardcore racing seats Lambo offers fitted to it, while this one has the mid-tier Sport Seat ($7,500). They're fairly comfortable, as sports car seats go, and are manually adjustable which is good for racing but I might skip them and get the "base" comfort seats instead unless you're going racing, in which case go for the uncomfortable race chairs.

Enough about the look; now on to that 610-horsepower V10. I'm not usually one to get emotional about the good old days, but there is something really special about a giant naturally aspirated engine that's going to be lost from the world soon due to new engine and fuel economy regulations, not to mention the advancement of technology.

The engine fires up with a ferocious bark that rattles the soul like a bolt of lightning and happily revs to terrifying heights with the slightest twitch of the throttle. The start button, hidden beneath an absurdly wonderful red missile-launcher-esque protective cover, might as well inject dopamine directly into your brain in such prodigious amounts as to make you forget about the pandemic, the fact that Trump isn't President or that he ever was (your choice), and that Tom Brady has seven Super Bowl rings and you don't.

And that's before you aim that Viola Mel nose at the nearest interstate on-ramp and punch it, Chewie.

Troubles forgotten. Smile affixed. Life ain't so bad.

At least until you have to slow down because you're well into triple digits and you haven't even merged onto the highway yet. Still. It's a good day.

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