Survey Says

Are you one? Study: 63% of Americans unaware of insurance company rebates, discounts

Americans are reconsidering their insurance options and most remain unaware of discounts according to new data from J.D. Power.

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A new study from J.D. Power has revealed that Americans are generally uninformed about discounts and rebates insurance companies are offering in the wake of the coronavirus pandemic.

Since March 24, the market research firm has been conducting weekly surveys taking the pulse of the nation by surveying around 1,000 Americans living in states across the nation. Those surveyed follow a nearly equal male-female ratio.

Since the beginning of April, insurance carries have announced nearly $10 billion in payment relief. Twenty-five percent of respondents to the survey said that their family's income had declined by 50 percent or more since the beginning of the coronavirus pandemic.

In the most recent wave of data, which captures responses through April 14, just 37 percent of those surveyed were aware of auto insurance company discounts being offered. Those with low credit scores were less likely to have heard of the offers with just 29 percent of respondents saying that they were aware of the programs.

The majority of respondents (57 percent) who had heard about the offers thought that the discounts and rebates being offered would be enough to relieve the burden of the cost of auto insurance but just 48 percent were confident that the relief would come in time to make a difference.

Still, customers are less satisfied with their insurance company's response to the COVID-19 pandemic. The number of auto insurance customers who said that they were "very satisfied" with how their insurer is responding to COVID-19 declined 27 percent over the last four weeks. The number that were "very satisfied" with how their auto insurance carrier is living up to their reputation during COVID-19 declined 21 percent in the last four weeks.

Forty-three percent of respondents would like their carrier to reduce rates in response to the global crisis and corresponding joblessness numbers while over a third would like them to extend payment due dates or suspend billing.

Fifteen percent would like their carrier to allow them to cancel their policy without penalty. Those with poorer credit scores were more likely to choose this option.

To find out more about your carrier's discount, contact your agent or visit the carrier's website.

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The Lamborghini Huracan EVO RWD is a fresh addition to the supercar company's lineup.

Photo by Jordan Golson

There's something about a supercar that is deeply enthralling. This is particularly true when that supercar is a Lamborghini Huracán painted in an outrageous matte purple called Viola Mel.

There's much more to a supercar than the price, but let's get that out of the way up front: My test car stickers for an honestly-quite-reasonable $278,516 after it was fitted with $66,250 worth of optional extras and an eye-watering $3,695 destination charge.

Much like the Rolls-Royce Ghost previously reviewed last week, the question of whether its "worth it" is entirely up to the potential buyer. Specifically whether or not they a: want a Lamborghini Huracán EVO RWD; and b: have $278,516 to spend on a wildly impractical 610-horsepower sports car. If the answers to both are true, then yes, it's worth it.

The car's Viola Mel color attracts a lot of attention.Photo by Jordan Golson

But first, the basics: Getting in the Huracán isn't easy. And I don't just mean coming up with a house worth of cash to buy one — I mean literally climbing in. I had to teach a few people how to do it and it goes something like this: Open door; put one foot inside the footwell; set butt on the door sill; slide butt into seat; bring other foot into footwell; close door. To leave, reverse it.

It's not an elegant process and doing it in anything remotely approaching a dignified manner is tricky. But, if you do it right, your car will be painted in that Viola Mel color and folks won't be paying any attention to your haphazard attempts to not fall over when exiting the car because they'll be too busy falling in love with the paint. That's a $16,500 paint job by the way, courtesy of Lamborghini's Ad Personam customization program and words fail when trying to describe how good it looks in person.

It looks so magnificent that people think it's fake. I brought it to the weekly South OC Cars and Coffee event — ostensibly it's an impromptu car show for all manner of car enthusiasts, but an awful lot of Lambo drivers show up to show off. There were at least ten Huracáns in attendance, including a spyder in what a Porsche enthusiast would call Miami Blue — but none garnered as much attention as the Viola Mel.

Storage space is at a premium.Photo by Jordan Golson

This is what owning a supercar (or borrowing one for the weekend, in my case) is all about. Except the paint job was so outrageously unique that nearly everyone thought it was a really good wrap, or temporary vinyl covering. It costs a lot of money to have Lamborghini paint their car in such a way that it convinces people that you put a wrap on your car. And then you get to explain that no, it's not a wrap, it's paint and here let me show you this sticker under the hood that proves it's an original factory paint job. There aren't many cars that could get me going about the paint for hundreds of words, but here we are.

This was my second Huracán, and the first was wildly uncomfortable. A friend that I gave a ride to still talks about how awful it was, and that was five years ago. I wasn't sure if it was because of the car or because of the seats — but it was a little bit of both. That one had the most hardcore racing seats Lambo offers fitted to it, while this one has the mid-tier Sport Seat ($7,500). They're fairly comfortable, as sports car seats go, and are manually adjustable which is good for racing but I might skip them and get the "base" comfort seats instead unless you're going racing, in which case go for the uncomfortable race chairs.

Enough about the look; now on to that 610-horsepower V10. I'm not usually one to get emotional about the good old days, but there is something really special about a giant naturally aspirated engine that's going to be lost from the world soon due to new engine and fuel economy regulations, not to mention the advancement of technology.

The engine fires up with a ferocious bark that rattles the soul like a bolt of lightning and happily revs to terrifying heights with the slightest twitch of the throttle. The start button, hidden beneath an absurdly wonderful red missile-launcher-esque protective cover, might as well inject dopamine directly into your brain in such prodigious amounts as to make you forget about the pandemic, the fact that Trump isn't President or that he ever was (your choice), and that Tom Brady has seven Super Bowl rings and you don't.

And that's before you aim that Viola Mel nose at the nearest interstate on-ramp and punch it, Chewie.

Troubles forgotten. Smile affixed. Life ain't so bad.

At least until you have to slow down because you're well into triple digits and you haven't even merged onto the highway yet. Still. It's a good day.

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New driver assist technology is coming to the Lexus lineup later this year.

Photo courtesy of Lexus

New Lexus Teammate driver assistance technology will debut on the 2022 Lexus LS 500h later this year. Its availability is constrained to all-wheel drive models.

The technology was developed based on the Mobility Teammate Concept. This automated driving concept is unique to Toyota sough to enhance communication between drivers and cars, "enabling them to reach out to each other for mutual assistance". The concept sees cars and humans interacting and partnering rather than having automation take over for drivers. This approach allows drivers to enjoy the experience of driving but allowing the vehicle to take over some functions of driver's duties at times. In this way, the tech works as both guardian and chauffeur.

2022 Lexus The company's flagship sedan will get the technology first.Photo courtesy of Lexus

2022 Lexus LS 500h

On the 2022 Lexus 500h, Lexus Teammate will offer two functions: Advanced Drive and Advanced Park.

Advanced Drive is design to "accurately detect driving conditions to plan and execute acceleration, braking, and steering commands to maintain the vehicle within the lane, follow other vehicles, change lanes, navigate certain interchanges and traffic jams and overtake slower vehicles." It's a Level 2 functionality that "allows for driving on limited-access highways with partial hands-free, eyes-on-the-road operation".

This description makes it sound a lot like the suite of lane keeping, lane centering, and adaptive cruise control technology that Hyundai offers rather than true Level 3 technology that General Motors's Super Cruise delivers.

Lexus will show operation of the technology on a screen with information displayed like this.Photo courtesy of Lexus

Advanced Park operates similar to how the Genesis GV80's hands-free parking assist technology works. The Lexus tech automatically controls steering, acceleration, braking, and gear changes with parallel parking or backing into a parking space. It uses a combination of 360-degree sensing technologies and a bird's eye view display to perform the task while allowing the driver to monitor progress.

"We are very proud of Lexus Teammate, which is the culmination of five years of close collaboration between our technical centers in Japan and the US. We conducted simultaneous development and rigorous testing in both markets with the goal of achieving industry-leading advanced driver assistance functionality," says Derek Caveney, executive engineer at Toyota Motor North America's Integrated Vehicle Systems team.

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